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Michigan Small Business Survival Grant

Michigan Small Business Survival Grant

In an effort to continue to support small businesses, the Michigan Small Business Survival Grant Program will provide funding to eligible small businesses disproportionately impacted by COVID-19 and the Gatherings and Mask Order issued by the Michigan Department of Health and Human Service on December 7, 2020 through December 20, 2020 and the order taking effect on November 18, 2020 that it rescinded and replaced.

How to Prepare to Apply

Please review the following documents to help prepare for the application. More information and resources will be posted as they become available.

Eligibility Requirements

In order to be eligible for funding under the Program, small businesses must be a for-profit or non-profit company and meet all criteria below. Furthermore, each local EDO may have additional eligibility criteria. Please use the table below to find your local EDO and review any additional eligibility criteria prior to applying.

  • Had 1 to 100 employees (including full-time, part-time and owner/employees) on a world-wide basis on November 17, 2020.
  • Is in an industry that demonstrates it is affected by the Order.
  • Needs working capital to support payroll expenses, rent, mortgage payments, utility expenses, or other similar expenses.
  • Demonstrates an income loss as a result of the Order as determined by the EDO in which an eligible business is located.
  • Is not a live music and entertainment venue that is eligible for funds under Section 401 of Public Act 257 of 2020: Michigan Stages Survival Grant Program.

Industries Affected by the Order

Eligible businesses disproportionately impacted by COVID-19 and the Gatherings and Mask Order will largely fall into one of the categories below. However, businesses in other industries may be considered if they can demonstrate they meet the eligibility, at the discretion of the EDO, particularly if they were impacted by the Gatherings and Mask Order.

  • Food service establishments (such as restaurants and bars, coffee, bakeries, catering, breweries, distilleries, wineries, tea shops, banquet facilities and other food and beverage service providers)
  • Retail (such as boutiques, bookstores, hardware, anything being sold that is not food)
  • Exercise facilities (such as gyms, studios, pool facilities, ice skating rinks, organized sports)
  • Entertainment venues or live event venues that are not eligible for the Michigan Stages Survival Grant as defined under Section 401 of Public Act 257 of 2020
  • Recreational Facilities and places of public amusement (such as bowling alleys, arcades, bingo halls)
  • Nonprofits (such as library, museum, churches, religious centers, advocacy organizations)
  • Personal care services (such as hair, nail, tanning, massage, spa)
  • Schools
  • Childcare and camps
  • Transportation (such as limo services)
  • Other (applicant must specify in the application)

Program Overview and Economic Development Organization (EDO) Funding Allocations

  • Grant funding is distributed to the 15 local or nonprofit economic development organizations listed in the table below. Each local EDO will review submitted applications from businesses located in their area and provide grants to eligible small businesses that need working capital to support payroll expenses, rent, mortgage payments, utility expenses, or other similar expenses.
  • EDOs will be responsible for accepting, reviewing and approving applications, and ultimately, awarding and disbursing grant funds to the selected businesses.
  • Southwest Michigan First, serving the counties of Berrien, Branch, Calhoun, Cass, Kalamazoo, St. Joseph and Van Buren has been allocated $4,150,000.

Grant Eligibility and Scoring Criteria

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Grant Amount

  • Awarded grant amounts will be at the discretion of each EDO administering the grants.
  • Grants may be awarded up to $20,000 for an eligible business that has been temporarily closed and up to $15,000 for an eligible business that has been partially closed, or otherwise is open.

Eligible Expenses

  • Grant funds may be used by the business for eligible expenses including working capital to support payroll expenses, rent, mortgage payments, utility expenses, and other expenses related to reopening a business incurred between November 18, 2020 and April 30, 2021.

How to Apply

The Michigan Small Business Survival Grant Program application will open at 9:00 a.m. EST on Tuesday, January 19, 2021 and close on Friday, January 22 at 12:00 p.m. (noon) EST. 

  • Please note, all applications received during the application period will be reviewed and considered; grants are not being awarded on a first come, first serve basis.
  • Once you start the application, you must complete it. You cannot save it partially done and return later.
  • Once the application is complete, you may go back in and edit it until the time the application window closes on January 22 at noon.
  • If you are in the process of completing your application during the 12:00 p.m. deadline, you will have a few hours to submit and still be considered.

Process Timeline

Application Window Opens January 19, 2021 at 9:00 am


Application Window Closes January 22, 2021 at 12:00 pm (noon)


Application Review and Selection Week of January 25, 2021


Funds Disbursed January 29-February 28, 2021


Questions?

Contact Kelsey McKague by email at info@southwestmichiganfirst.com or call at 269.553.9588.

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Michigan Stages Survival Grant Program

The Michigan Strategic Fund also recently approved The Michigan Stages Survival Grant Program that will provide up to $40,000 in one-time grants to eligible Michigan live music and entertainment venues that have experienced a significant financial hardship due to the COVID-19 pandemic. Eligible venues include any businesses/organizations that produce and/or present live, disciplined-based performance experiences and meet all of the eligibility requirements laid out here. All applications received during the application period will be reviewed by the Michigan Independent Venue and Promoter Association, who will recommend final grant awards to the MEDC by February 28 for disbursement.

Please note: businesses eligible for the Michigan Stages Survival Grant Program are not eligible for the Michigan Small Business Survival Grant Program. 

Applications will open for the program at 9:00 a.m. EST on Thursday, January 21 on michiganbusiness.org/stages, and will close on January 28 at 12:00 p.m. (noon) EST.

Applications will be submitted to, and processed by, the Michigan Independent Venue and Promoter Association (MIVPA) who will recommend grant awards to the MEDC for disbursement by February 28, 2021. To access the program guidelines, FAQ and other resources, go to michiganbusiness.org/stages.

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Last Updated: January 18, 2021 | 02:41 p.m.

Southwest Michigan First

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Kalamazoo, MI 49008
269.553.9588

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